Compare car finance options at Vauxhall Finance

Car Finance

Product Overview

Finance products

Choose from our competitive and comprehensive finance products available to help finance your next new or used vehicle from Vauxhall.

Click the links below to find out more about the finance products available from Vauxhall Finance, or download our car finance comparison brochure (PDF).


car finance comparison

CONDITIONAL SALE 

  • Unlimited mileage
  • Repayments spread up to 60 months
  • Ownership of the car

A finance agreement under which you will take ownership of the car at the end of the agreement. 

The loan period is fixed, typically up to 5 years, and the finance agreement is secured against the car being purchased. You can settle the agreement at any time.

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PCP

  • Choose your deposit, term & mileage
  • Change your car more regularly
  • Option to retain, return or replace your car

You pay an initial deposit, followed by regular monthly repayments. Your monthly repayments cover the depreciation of the car, and not its entire value, over the course of the term. 

When you get to the end of your agreement, you have 3 options, retain, return or replace your car.

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CONTRACT HIRE

  • Road Tax included
  • Change your car more regularly
  • No depreciation or disposal costs

Often referred to just as leasing, you lease the car for an agreed period of time by making fixed monthly rentals.

When the contract expires, you simply return your car*, and you can speak to your local Vauxhall retailer about your next car.

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*Damage and/or excess mileage charges apply. Details are available on request

Finance Lease

  • Risk or reward on disposal
  • VAT recoverable on rentals
  • Hire allowance eligibility 

This is a type of lease for business users where you rent the vehicle for a primary period while making fixed monthly payments

Once the primary period is over and all payments made, you are eligible for a secondary period with a nominal annual rental (peppercorn rental). 

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